A Strong Foundation for Growth and Success
Large or small, every financial institution can improve its bottom line with access to accurate, timely and comprehensive banking data. HighlineFI offers a cost-effective single-source solution for researching and analyzing any bank, credit union, S&L or holding company, whether comparing performance with peers, researching acquisition history, analyzing competitors' branch networks, or analyzing industry trends.
Combining web-based access for precise analysis and research with Excel-based live-updating financial models with regulatory, GAAP, M&A, market/branch, and capital structure and capital offerings data, HighlineFI is the premiere banking intelligence platform to provide competitive advantage in the growth areas of your business.
Retail Banking: Financial Intelligence for Growth and Management
HighlineFI is a powerful solution for informed management and strategic competitive analysis in your retail banking organization. Combining always-on access to the latest financials of peers and competitors with hundreds of proprietary ratings and ratios, M&A history and granular market/branch/customer demand data, HighlineFI is a complete toolset for analyzing performance, discovering opportunities, and planning your growth strategy, quarter after quarter.
Bank CFOs, CEOs and Marketing Directors use HighlineFI to drive their strategic planning in markets across the United States. HighlineFI provides retail banking with a measurable competitive advantage: access to a complete fact-base for precise performance evaluations over time, deep insight into industry trends, and a thorough understanding of the competitive landscape in any market.
Through highly detailed data screening, peer comparisons, ratings, demographic information, demand data, mapping, and much more, HighlineFI helps you ensure peak performance from your branches, product mixes, and customer marketing initiatives.
Peer Group Benchmarking
HighlineFI enables the quick development of peer group benchmarks and comparisons based on thousands of individual data points. Incorporating company financial performance, individual branch performance, market demographics and an extensive array of performance ratios, ratings and benchmarking metrics, these analyses provide precise insight into industry practices and benchmarks for goal-setting.
Market Share Analysis
Using HighlineFI’s on-demand database of regulatory data enables a thorough assessment of quarterly and annual deposit market share by institution, holding company, branch offices or across any geographic area. HighlineFI is especially optimized for the development of custom sets of banks or branches, used in analyzing group market share.
Market Analysis Prioritization
From broad regional analyses to a focused evaluation of trade areas, zip codes or block groups, HighlineFI delivers the data and analytic tools required for in-depth market and branch network analyses. HighlineFI's coverage of consumer, business and small business populations provides a comprehensive view of market valuation and branch opportunities.
Target your best options by profiling and comparing multiple market areas across thousands of demographic and product demand variables.
In addition, HighlineFI offers a national database of ATMs, traffic volumes and branch offices that are updated daily for openings/closings and M&A activity.
HighlineFI's state-of-the-art mapping software and GIS analytics offer a dedicated workspace to define and profile branch or ATM trade areas across an array of criteria, including: polygons/radius, drive time, drive distance, walk time, miles walked and more.
HighlineFI's market/branch and ATM analysis incorporates a unique product demand database which is built on actual customer records from an extensive, multi-bank Customer Information File (CIF) datafile covering an average of 27% of the US population.
Branch Site Selection
HighlineFI provides data, mapping software, and analytic models which streamline accurate and profitable branch site analysis. This powerful toolset provides access to comprehensive product demand, demographic, and branch data to process the all variables necessary to accurately forecast the value of any location under consideration.
Branch Network Optimization
HighlineFI offers a broad set of tools to maximize market/branch revenue by determine your optimum branch network configuration and deployment strategy. Branch data, analytic models and mapping software provide the foundation for informing branch retention, expansion, modification, and relocation and closure decisions.
M&A Valuation/Analysis
HighlineFI is used by banking executives, consultants, financial institutions, investment bankers, and government agencies to monitor, assess, target, and execute a wide range of merger and acquisition activity. In addition to a complete database of M&A history (whole, branch and asset-only) and up-to-date reporting, HighlineFI's M&A capabilities include state-of–the-art mapping software, as well as demographic and product demand data to enable detailed scenario analysis based on real-time market conditions and product usage. Includes:
• Powerful M&A statistics and M&A scenario modeling
• Up-to-date daily tracking of deals and activity through Daily Banking Journal, Significant Deal Alert, and weekly MergerWatch
Corporate Banking: Successful Asset Management for Your Clients
HighlineFI offers a single-source data and analytics solution for top down or bottom up analysis of the US banking industry, informing your asset/cash management services. Combining web-based access for precise analysis and research with Excel-based live-updating financial models for all US banks, holding companies, credit unions and S&Ls, HighlineFI is the premiere banking intelligence platform to understand the banking landscape, target the best performers for your strategy, and deliver the greatest return for clients.
Developing winning strategies for each banking client requires that your team has a continuous flow of complete, accurate and timely data every day. HighlineFI provides the banking data your business requires, delivered in reports, feeds and intuitive searches that have been optimized for executives and analysts' daily use. HighlineFI saves time and provides a sound foundation for repeatable decision-making processes that will help you earn and maintain your clients' business.
Executives
For asset management executives, the fully web-based banking data application is your always-on resource for immediate answers, decisive comparisons and updated news about the banking sector. Access to every US institution's complete financials, hundreds of proprietary ratings and ratios, M&A history, market/branch data and powerful analytics offer a dedicated workspace for discovering opportunities, informing your decisions and presenting your best recommendations.
Analysts
For asset management analysts, HighlineXL provides the ideal Microsoft Excel environment to construct models that automatically update with the most recent regulatory, GAAP, Capital Offerings and M&A data available. HighlineXL saves you time every day as new projects arise, and enables you to deliver meaningful and precise insight with confidence.
All banking financial, rating, and M&A data, as well as franchise information, can be custom fed into your existing models, and assistance with converting your models is included with each subscription. HighlineXL includes a step-by-step wizard for creating new models as your business evolves.
Correspondent Banking: Credit Risk, Market and Strategic Analysis
HighlineFI provides credit issuers with access to the data necessary for managing credit exposures, identifying new opportunities and avoiding risk. Using the most current data and ratios, opportunities can be discovered through identification of credit exposure and historical performance. HighlineFI helps credit issuers manage client relationships by providing data support for the ongoing monitoring of performance, industry trends and the effects of regulatory changes.
The Most Relevant, Timely Data
HighlineFI and HighlineXL provide your team with access to the most relevant, actionable banking intelligence in the industry, including hundreds of proprietary ratings, rankings and ratios to help improve your analyses and save time. The Highline Rating, exclusive to HighlineFI, is the industry's first widely-used bank solvency rating, enabling uniquely fast and accurate assessments of institutions' health and overall performance, relative to their asset peer groups, region or the entire nation. The Highline Rating excels particularly in providing early warning of a bank's potential for failure, giving you the intelligence you need to make the most informed investment decisions.
Profitable, Efficient Financial Advisory Services
For all financial advisory functions, HighlineFI offers a time-saving resource for accessing and analyzing mission-critical US banking data. It is the premiere data solution for banking-sector advisory services, including:
• Business Valuation
• Fairness Opinions
• Strategic Alternative Analysis
• Stock Appraisals
HighlineFI's comprehensive sector coverage is augmented by robust grouping, merging, saving and presenting capabilities, making it the industry's leading banking-focused data solution.
The HighlineFI Advantage
HighlineFI offers your organization a single-source solution for banking insight. Each subscription includes:
• Timely, accurate, comprehensive data, on demand
• Powerful web-based searching, reporting and analytical capabilities
• HighlineXL, Excel-based Add-In
• Quarterly data/functionality upgrades
• World-class support
• Predictable cost of ownership
Discover more. Contact us for a live demonstration, or sign up for a free trial HERE. >
^TOP^
HighlineFI: Key Functions
Screening and Targeting
The wide scope of HighlineFI's data and the power of its web-based and Excel-based software puts an immense amount of information at your disposal for discovering opportunities, analyzing competition, and understanding the US banking landscape as it evolves. Powerful searches, peer groupings, mapping, and detailed reports provide the industry's leading solution for targeting the companies that meet your precise business and research requirements.
 Company Profiling
HighlineFI gives you broad access and granular searching capability across all types of institutions: banks, credit unions, S&Ls and holding companies. Additionally, non-filing companies' financial history is available through Highline Financial's unique summed subsidiary data, enabling in-depth profiles of difficult-to-track institutions, including foreign companies, S&L holding companies and others. Your work can be easily exported to Excel and PDF for further analysis and presentation.
Using HighlineXL Excel Add-in, you can easily add live data updates to your existing analytical models or create new models with our intuitive, step-by-step HighlineXL wizard.
The Highline Rating, Leading Bank Solvency Rating
The Highline Rating, included with every HighlineFI subscription, is the first commonly used bank rating scale in the industry, dating back to 1985. Directly responsive to varying industry conditions, the Highline Rating is an excellent starting point for the analysis of a bank's health and is useful as an accurate predictor of solvency problems. Peer, national and regional ratings are on a scale of 99 (best) to 0, and assignment is based upon completely objective financial statistics and comparisons to peer institutions. Also, every entity is assigned peer-based, national and regional rankings, providing additional context for performance evaluation.
Many state treasuries, including California, Tennessee and Maine, rely on the Highline Rating as the primary determining threshold for whether or not to invest public funds in institutions in their territory. Others, such as Alabama depend on the rating for establishing specific levels of required collateralization for public funds investment.
The Highline Rating far outperforms the market-standard solvency flag, the Texas Ratio, for predicting bank failure long before actual failure. At three quarters prior to failure, the Highline Rating has accurately predicted over 161% more bank failures than the Texas Ratio since 2004.
No other leading banking-sector data solution offers this time-tested bank health rating, only HighlineFI. It is an extremely informative and time-saving tool that improves your analyses and ultimately, your most critical decisions.
 Comparative Performance Analysis
HighlineFI enables extremely detailed peer group comparisons. Thousands of individual data points may be integrated into your web-based analyses, which can cover company financial performance, individual branch performance, market demographics and an extensive array of Highline Financial's proprietary performance ratios, ratings and other metrics.
Using the most accurate and timely regulatory and GAAP data, you can easily target any bank, S&L, credit union or holding company and dissect its financial strengths, weaknesses and performance extending back as far as 18 years, as well as comparing their financial performance each quarter.
HighlineFI's bank branch database delivers competitor and peer group analysis with branch ownership and openings/closings updated daily. Using web-based demographic data, mapping software and product demand data, you can assess the competitive impact of different branch networks or build detailed peer group comparisons based on identical location and demographic characteristics.
 M&A Screening & Comparable Deal Analysis
HighlineFI enables thorough insight into potential M&A targets and their respective markets by providing easy-to-use and finely-tuned control of M&A search parameters, comparative groupings and analysis. HighlineFI enables the quick access to detailed transaction, pricing, company performance, financial and advisor data, and more for comparable deal analysis. Powerful Quick Search and Advanced Search analytics allow screening and selection of deals based on an extensive array of criteria, across all company types. Your analysis is further streamlined by multi-deal reporting.
All data can be quickly exported to HighlineXL Excel(R) Add-In to harness Excel's specialized capabilities for further analysis and presentation.
Merger Scenarios
HighlineFI enables quick and invaluable simulation of mergers and acquisitions, providing a view of how transactions affect buyer-only, target-only and intersecting markets. The M&A Scenarios module is a Wizard-based application that generates reports or maps of market simulations based on buyer and target selection. The Scenarios module allows you to visualize how a transaction will affect the market or model hypothetical transactions and their effects on the buyer, target and when both intersect.
• Dissect transaction by market, clearly showing before and after effects on market share
• Illustrate market level scenarios with HighlineFI's integrated mapping software
 Merger Statistics and Price Trending
Your selected transaction data may be analyzed by region, target institution type, target total assets and total deal value, or view data going back to 1994, using the mean, median and weighted averages for Total Purchase Price, Price to Equity Ratio, Price to Total Assets Ratio. These reports provide statistical averages and quarter-to-quarter activity for Whole Company, Branch and FDIC transactions to generate comparative analysis, figure fair market value and analyze trends.
• Adjust M&A Statistic’s transaction parameters and easily export your results to an Excel spreadsheet via HighlineXL.
• Examine transaction data by region, target institution type, target total assets and total deal value.
• View historical data (since 1994) in terms of mean, median and weighted averages for Total Purchase Price, Price to Equity Ratio, Price to Total Assets Ratio.
Franchise Analysis
From broad regional analyses to a focused evaluation of trade areas, zip codes or block groups, HighlineFI delivers the data and analytic tools required for in-depth market and branch network analyses. Comprehensive coverage of consumer, business and small business populations enables a thorough assessment of market valuation and branch M&A opportunities.
 Profile and compare multiple market areas across thousands of demographic and product demand variables. In addition, HighlineFI offers a national database of ATMs, traffic volumes and branch offices that are updated daily for openings/closings and M&A activity.
HighlineFI's state-of-the-art mapping software and GIS analytics define and profile branch or ATM trade areas across an array of criteria including polygons/radius, drive time, drive distance, walk time, miles walked and more.
HighlineFI also includes a unique product demand database that is built on actual customer records/data from an aggregate multi-bank Customer Information File (CIF) datafile covering an average of 27% of the US population.
Discover more. Contact us for a live demonstration, or sign up for a free trial HERE. >
^TOP^
HighlineFI: Key Features
Regulatory Data for Commercial Banks, Savings Banks, Savings & Loans, Credit Unions and Holding Companies
• Detailed financials
• Over 400 Highline Financial calculated ratios
• Percent of Assets and Annual Percent Change Ratios
• Asset Size Peer Group Ranks
• TARP information
Publicly Traded (SEC) Banking Data for 1400 Companies
• Detailed financials
• Highline Financial calculated ratios
• Pricing information (stock data)
• Earnings forecasts
• Institutional and Insider Ownership information
• Capital Structure and Capital Offerings
Common Financial Data Across All Types of Regulatory Data
• Cross-entity, or "common," database provides combined access to all banks, bank holding companies, credit unions and S&Ls
• Accessible through searches, pre-generated reports, custom reports, and HighlineXL Excel® Add-In
• Summed subsidiary data for non-filing regulatory companies (S&L holding companies and foreign companies)
Up to 18 years of historical data
• Up to 18 years of regulatory data for Banks, S&Ls, Credit Unions and Holding Companies: quarter-only and year-to-date
• 14 years of publicly traded data: quarter-only and last-twelve-months
• 15 years of M&A transaction data
Company Contact Information
• Top officer names
• Mailing address, phone number, and company websites
Links to External Company Reports
• SEC filings
• Federal Reserve Y-6 data
• FDIC Uniform Bank Performance Reports
Search, Analytical and Reporting Tools
• Quick and Advanced Search on over 2,000 items and up to 18 years of historical data
• Pro-forma company information (merges)
• Custom reports
• Briefing Books
• HighlineXL Excel Add-In
Highline Ratings
• National, regional and asset-size peer group ratings/rankings
• Evaluates potential for failure
• Industry's first widely-used bank solvency rating, dating back to 1985
M&A Data and Analytics
• Banking Data, dating back to 1993: Whole Company, Branch, Other Asset, Merger Conversion, and FDIC Transactions
• Search and Analytical Tools: Quick/Advanced Search, Custom Reports, HighlineXL Excel Add-In
• M&A Scenarios: pre and post HHI merger scenarios
• M&A Statistics: Aggregated pricing multiples include weighted averages, means and medians
• M&A Market Scenario Modeling
• Daily Tracking of Deals and Activity: Daily Banking Journal, Significant Deal Alert, Weekly MergerWatch
• League Tables: Legal and financial advisor rankings
Market/Branch Data and Mapping
• Comprehensive branch database, including: deposit data, branch attributes, company affiliation and branch deposit trending
• Daily updating of branch merger and acquisition activity
• Weekly updating of branch opening and closing activity
• Advanced Search, select and compare analytics that define market areas, branches or point locations based on thousands of criteria
• Detailed or summary Market Share and Market Presence reports for each of the company’s markets; by state, city, county, or zip codes
• Integrated market/branch mapping: trade area definitions based on radius, drive-time and population density
• ATM mapping
Discover more. Contact us for a live demonstration, or sign up for a free trial HERE. >
^TOP^ |
|
|
