HighlineFI: Key Functions

Screening and Targeting
The wide scope of HighlineFI's data and the power of its web-based and Excel-based software puts an immense amount of information at your disposal for discovering opportunities, analyzing competition, and understanding the US banking landscape as it evolves. Powerful searches, peer groupings, mapping, and detailed reports provide the industry's leading solution for targeting the companies that meet your precise business and research requirements.

Company Profiling
HighlineFI gives you broad access and granular searching capability across all types of institutions: banks, credit unions, S&Ls and holding companies. Additionally, non-filing companies' financial history is available through Highline Financial's unique summed subsidiary data, enabling in-depth profiles of difficult-to-track institutions, including foreign companies, S&L holding companies and others. Your work can be easily exported to Excel and PDF for further analysis and presentation.

Using HighlineXL Excel Add-in, you can easily add live data updates to your existing analytical models or create new models with our intuitive, step-by-step HighlineXL wizard.

The Highline Rating, Leading Bank Solvency Rating
The Highline Rating, included with every HighlineFI subscription, is the first commonly used bank rating scale in the industry, dating back to 1985. Directly responsive to varying industry conditions, the Highline Rating is an excellent starting point for the analysis of a bank's health and is useful as an accurate predictor of solvency problems. Peer, national and regional ratings are on a scale of 99 (best) to 0, and assignment is based upon completely objective financial statistics and comparisons to peer institutions. Also, every entity is assigned peer-based, national and regional rankings, providing additional context for performance evaluation.

Many state treasuries, including California, Tennessee and Maine, rely on the Highline Rating as the primary determining threshold for whether or not to invest public funds in institutions in their territory. Others, such as Alabama depend on the rating for establishing specific levels of required collateralization for public funds investment.

The Highline Rating far outperforms the market-standard solvency flag, the Texas Ratio, for predicting bank failure long before actual failure. At three quarters prior to failure, the Highline Rating has accurately predicted over 161% more bank failures than the Texas Ratio since 2004. No other leading banking-sector data solution offers this time-tested bank health rating. It is an illuminating and time-saving tool that improves your analyses and ultimately, your most critical decisions.

Comparative Performance Analysis
HighlineFI enables extremely detailed peer group comparisons. Thousands of individual data points may be integrated into your web-based analyses, which can cover company financial performance, individual branch performance, market demographics and an extensive array of Highline Financial's proprietary performance ratios, ratings and other metrics.

Using the most accurate and timely regulatory and GAAP data, you can easily target any bank, S&L, credit union or holding company and dissect its financial strengths, weaknesses and performance extending back as far as 18 years, as well as comparing their financial performance each quarter.

HighlineFI's bank branch database delivers competitor and peer group analysis with branch ownership and openings/closings updated daily. Using web-based demographic data, mapping software and product demand data, you can assess the competitive impact of different branch networks or build detailed peer group comparisons based on identical location and demographic characteristics.

M&A Screening & Comparable Deal Analysis
HighlineFI enables thorough insight into potential M&A targets and their respective markets by providing easy-to-use and finely-tuned control of M&A search parameters, comparative groupings and analysis. HighlineFI enables the quick access to detailed transaction, pricing, company performance, financial and advisor data, and more for comparable deal analysis. Powerful Quick Search and Advanced Search analytics allow screening and selection of deals based on an extensive array of criteria, across all company types. Your analysis is further streamlined by multi-deal reporting.

All data can be quickly exported to HighlineXL Excel(R) Add-In to harness Excel's specialized capabilities for further analysis and presentation.

Merger Scenarios
HighlineFI enables quick and invaluable simulation of mergers and acquisitions, providing a view of how transactions affect buyer-only, target-only and intersecting markets. The M&A Scenarios module is a Wizard-based application that generates reports or maps of market simulations based on buyer and target selection. The Scenarios module allows you to visualize how a transaction will affect the market or model hypothetical transactions and their effects on the buyer, target and when both intersect.

• Dissect transaction by market, clearly showing before and after effects on market share
• Illustrate market level scenarios with HighlineFI's integrated mapping software

Merger Statistics and Price Trending
Your selected transaction data may be analyzed by region, target institution type, target total assets and total deal value, or view data going back to 1994, using the mean, median and weighted averages for Total Purchase Price, Price to Equity Ratio, Price to Total Assets Ratio. These reports provide statistical averages and quarter-to-quarter activity for Whole Company, Branch and FDIC transactions to generate comparative analysis, figure fair market value and analyze trends.

• Adjust M&A Statistic’s transaction parameters and easily export your results to an Excel spreadsheet via HighlineXL.
• Examine transaction data by region, target institution type, target total assets and total deal value.
• View historical data (since 1994) in terms of mean, median and weighted averages for Total Purchase Price, Price to Equity Ratio, Price to Total Assets Ratio.

Franchise Analysis
From broad regional analyses to a focused evaluation of trade areas, zip codes or block groups, HighlineFI delivers the data and analytic tools required for in-depth market and branch network analyses. Comprehensive coverage of consumer, business and small business populations enables a thorough assessment of market valuation and branch M&A opportunities.

Profile and compare multiple market areas across thousands of demographic and product demand variables. In addition, HighlineFI offers a national database of ATMs, traffic volumes and branch offices that are updated daily for openings/closings and M&A activity.

HighlineFI's state-of-the-art mapping software and GIS analytics define and profile branch or ATM trade areas across an array of criteria including polygons/radius, drive time, drive distance, walk time, miles walked and more.

HighlineFI also includes a unique product demand database that is built on actual customer records/data from an aggregate multi-bank Customer Information File (CIF) datafile covering an average of 27% of the US population.

Discover more. Contact us for a live demonstration, or sign up for a free trial HERE. >

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